The Great Debate Over Home Finances in 2011

As things stand now in the financial world we are told that more and more people are spending more time at home. We are foregoing the movie theatre and watching the television on our own couches, and we go for fewer meals out and as such recipe club memberships are skyrocketing as we prepare more meals at home. Frankly, I did not need anyone to point this out to me. I know this to be true first hand, as I find friends, family and acquaintances struggling with the same conundrum.

The confusion lies in this thought process. Undoubtedly, we see this as a time to save, as the future of our finances, and that of our community and country are in question. Homes are being foreclosed upon right and left, banks are going under, retirement ages are being changed, and so on and so forth. I do not care to be a scare monger, but things are daunting However, if we are to turn to “nesting” in our homes in response to all of this, then are we entitled to improve upon those structures in order to make this experience as pleasant as can be? Or should we be in a holding pattern, sitting in wait? And while I wish I had the answer, I simply put this out there as food for thought.